This Week's Carnival of Personal Finance

This week's Carnival of Personal Finance is up at Political Calculations. Like the last time he hosted it, he's done a great job of presentation. Here are my picks of the week:

In Family Tax Advice, Don't Mess With Taxes gives some year-end tax planning advice.

The Common Room provides some guidelines and danger signs that you might want to look at if you're a young couple just starting out in Greasing the Rungs on the Ladder of Life.

Dan Melson of SearchLight Crusade schools us on negative amortization loans in Regulators Toughen Negative Amortization Loans?

In one of my favorite recurring topics, Million Dollar Goal explains What Is the Efficient Market Hypothesis? what's more, he tells you why you should care and how it should effect your investing decisions.

Jonathan at MyMoneyBlog is going to try a free financial planning consultation with Ameriprise Financial Advisors. He wonders about their qualifications in What Does It Take To Work At Ameriprise Financial?. Full disclosure - I used to work at one of their predecessor companies 20 years ago.

Finally, Consumerism Commentary talks about how companies often give employees extra time to plan their year-end flex spending account activities in No Need to Panic About Flex Spending Accounts.

That's all for now. After you read these, take a look around the Carnival. Tastes and needs differ.